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Real Estate Tips
Financing Your Home >Early Loan Approval

Many lenders help prospective buyers get pre-approved for a mortgage loan before the buyers begin a serious house-hunting effort. If you are in this position, give the loan officer all of the information about your assets, income, and debts so they can tell you how much you will be able to borrow under the available loan options. The loan officer will do a credit check and work with the lender to straighten out any problems with your credit rating.

Pre-approval from a lender can make you more attractive to the seller when you find the home you want. Multiple offers sometimes come in on a house, and you may find yourself competing with other buyers. In that case, it is helpful if you have included a letter from the lender with your offer stating that you have an approved loan and are, indeed, qualified to buy. This will also save you time by eliminating from consideration any homes that you would not be able to afford.

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Real Estate Trivia
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What is the world's longest frontier?

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At 3,987 kilometers (3,987 miles), the border between Canada and the U.S. is the longest in the world.
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The Roberta Carlton Team, REALTOR®, real estate agents and broker for Arlington, Dallas Suburbs and DFW Metroplex, Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

The Roberta Carlton Team
RE/MAX Pinnacle Group

1241 W Green Oaks Blvd
Arlington, TX. 76013
Phone: 817-299-1060
Fax: 817-795-3711
Mail Email: roberta@robertacarlton.com

Roberta Carlton has been an agent for the past 20 years and is ranked in the top 1% of agents for production. She has developed a team of professionals that work with her and her motto is "Fullfilling Dreams One Home At A Time" She has obtained the Platinum Award each year she has been with Re/Max and is an elite member of Re/Max Hall of Fame. Remember, Roberta is "A House SOLD Name" in real estate.

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